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We liked the post on Ilyce’s website regarding refinancing a home equity loan. We live in Texas and have a 15-year home equity loan with an approximate loan to value ratio of just about 50 percent. In.
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If you’re planning to buy a home, you likely have a long to-do list. But one item that should take priority is obtaining pre-approval or pre-qualification for a mortgage loan. Either scenario puts you.
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"But for this decision, lenders would have effectively been given a free pass to ignore the constitutional limits on fees charged to originate home equity loans in Texas," TRLA attorney Nelson Mock.
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